Are you a proactive insurance policyholder who tries to keep up with premiums? If yes, then you’re likely to expect the insurer to uphold their end of the bargain too, when you file a claim. That’s how it works right?
However, some insurance providers may deny claims or unfairly delay the process, leaving you the policyholder wondering what to do next. Well, your next step should be getting legal assistance from our insurance claims lawyer in Morgantown, WV.
At Adams Legal Group, PLLC, our WV insurance claims attorneys can get you the benefits that you are entitled for under your insurance policy. In every WV insurance policy the covenant of good faith is implied. This means that it is the duty of WV insurance companies to act fairly & in good faith when they are handling insurance claims. This duty extends across insurance claims which include but are not limited to home, automobile, disability, life and health. However, if an insurance provider acts unfairly or in bad faith with the policyholder, then the policyholder has the right to file for bad faith insurance claim in West Virginia. This claim entitles the policyholder for monetary compensation which is above & beyond the benefits that are promised in the policy.
With us, you can rest assured that our insurance claims lawyer will work in your best interest to help you resolve insurance disputes and get the benefits you’re entitled for.
Elements That Can Help You File for Insurance Bad Faith Claim
To qualify for the case of insurance bad faith, your insurance company must fall short of their legal duties thereby causing you damage in the form of financial loss or emotional distress. The insurance provider’s practices and actions must be unfair and in contrast with the acceptable industry standards such as:
- Withheld your benefits unreasonably,
- No proper investigation,
- Settlement unreasonably low,
- Acted dishonestly, fraudulently or deceptively,
- Refused to pay insurance benefits covered under your insurance policy,
- Failure to notify you of the deadline,
- Withheld proper paperwork,
- Deliberate policy misinterpretation,
Sometimes insurance companies do this to save money. If your insurance service provider does any of the above, then consider filing a bad faith insurance lawsuit against under our legal assistance.
Contact Us, Today
Please call us on local phone (304) 381-2166 or toll free (855) 822-0140 to schedule an initial consultation. Our insurance claims lawyer will evaluate and review the facts of your case to determine the best course of action.